Ezua Chapaa
Access high cash limits on your mobile or Ezua Chapaa credit card to sort all your emergencies. Dial *674# today to get started or call us on 0709 434 000 to register for free.
Ezua Chapaa
Ezua Chapaa has partnered with Mastercard allowing you access cash when you need it via the Ezua Chapaa credit card or on mobile which you can withdraw and repay hassle-free. You unlock a higher limit upon good repayment.
Why choose us
Fast
We have a turnaround time promise of 24 hours on all our products and services.
Reliable
We strive to always deliver on our promises.
Solution Oriented
We believe in structuring effective solutions to meet your needs.
Transparent
There are no hidden charges in our fee structures.
Benefits of Ezua Chapaa
Conveniently access at your liberty and as the need arises with minimum paperwork
Flexible minimum repayments and longer repayment period – Up to 3 years or even more depending on usage
TAT – The Turn Around Time of this service is electric with loans being able to be processed as fast as in a matter of minutes
Affordable Rates – USSD Credit Card is relatively cheaper and more affordable
No guarantors required; accessible using existing asset: Logbook
Basic Requirements
Individual Application
Original Logbook- Copy of ID
- KRA Pin
Corporate Application
- Original Logbook
- Certificate of registration/Incorporation
- KRA Pin
Testimonials
FAQs
1. Getting Started with USSD Credit Card
Similar to Safaricom’s/Mpesa’s “Fuliza”, USSD Credit Card is a Revolving Credit Facility in which you will be given a credit limit from which you can withdraw the amount he needs at his/her liberty. Any unutilized amount or repaid amount shall be used for further withdrawal by the client.
Example
If you have been given a credit limit of Sh. 20,000 and you withdraw Sh.5,000, the amount available for further withdrawal is Sh.15,000. Interest will accrue on the outstanding Sh.5,000. If the you pays say Sh.3,000, the available limit for withdrawal shall be Sh. 3,000 (the repaid amount) +Sh.15,000 (the initially available amount) = Sh.18,000. The amount that shall accrue interest is the remaining Sh. 2,000 (Sh.5,000 – Sh.3,000) and the cycle continues on and on until the client pays off the facility.
2. Accessing Your Account
3. Services Accessible Via the USSD Platform
4. Applying for USSD Credit Card
5. USSD Credit Card Features and Benefits
6. Withdrawing Funds and Repayment
7. Privacy and Security