Logbook Loans (“LBL”) is a form of financing, whereby the loan advanced is secured against the borrower’s motor vehicle.

We can lend up to KES 5,000,000 to help you unlock trapped cash in your car within 24 hours to help meet your personal and business financial needs without selling your car!

We lend up to 50% of the car’s value.

Why Choose Us


We have a turnaround time promise of 24 hours and under on all our products and services.


We strive to always deliver to promise and so we are careful with the promises we make.


There are no hidden charges in our fee structures.

Solution Oriented

We believe in structuring effective solutions to meet our clients’ needs.


  • 3 Month’s Payslip (for employees)
  • 6 Month’s Bank & Mpesa Statement
  • Original logbook
  • Copy of National ID
  • Copy of KRA PIN
  • Proof of Residence
  • Motor Vehicle Valuation Report
  • Proof of Comprehensive Insurance
  • One Passport Photo
  • Motor Vehicle Tracking Certificate
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Frequently Asked Questions

A Kenyan citizen, with a legal source of income, and a registered logbook

Up to 50% of the vehicle’s forced value, in consideration of net monthly cash flows and up to a maximum of KES 5,000,000.

Yes. The car’s date of manufacture must not exceed 15 years.

Processing fees and chattels fees, which are deducted from the loan. Monthly tracking charges are capitalised as part of the loan

No. The customer is required to have a regular bank account to draw post-dated cheques for loan repayment

The valuation fee is KES 3,000, to be paid upfront.

The loan is repaid in monthly installments through post-dated cheques or via Mpesa; if the customer does not want the cheques to be banked.

After all the relevant documents have been submitted.

The valuation report will only be accepted if the valuation company is on our panel of authorised valuers.

Momentum shall need to install an additional tracker, from one of our authorised tracking companies.

No, Momentum waives interest for the remaining period.